The Knowledge Center

The Veteran Divorce Financial Library.

The most complete educational resource for military, veteran, and federal divorce financial planning. Protect your benefits. Protect your retirement. Protect your next chapter.

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VeteransActive-Duty Service MembersMilitary RetireesNational Guard & ReserveFederal Employees (FERS/CSRS)Military SpousesFormer SpousesSurviving SpousesAttorneys & MediatorsFinancial Advisors

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Every financial dimension of veteran and military divorce, organized into pillar topics with linked articles, calculators, worksheets, and glossary terms.

Latest from the Library

Authoritative, plain-language education written for veterans, service members, and federal employees.

Financial Planning8 min

Top 5 Military Divorce Mistakes That Cost Veterans Thousands

Military divorces carry financial stakes most professionals never encounter. These five mistakes are the most common — and the most costly.

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Housing8 min

BAH and Divorce: What Service Members Need to Know

BAH (Basic Allowance for Housing) is a critical component of military divorce — affecting child support, spousal support, and post-divorce housing. This guide explains how BAH works in divorce, support calculations, BAH-Diff, and what changes after divorce.

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Military Retirement12 min

Understanding USFSPA: How Military Retirement Is Divided in Divorce — Complete Guide

The Uniformed Services Former Spouses' Protection Act (USFSPA) governs how military retired pay is treated in divorce. This complete guide explains the 10/10 rule, disposable retired pay, division methods, DFAS direct payments, and what every service member and spouse must know.

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Military Retirement8 min

Survivor Benefit Plan (SBP) After Divorce — Complete Guide

The Survivor Benefit Plan (SBP) ensures continued income for a former spouse after a military retiree's death. This guide explains SBP elections after divorce, coverage levels, costs, deadlines, and the common mistakes that can cost a former spouse their survivor income.

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Federal Retirement11 min

FERS & CSRS Pension Division in Federal Employee Divorce — Complete Guide

Dividing a FERS or CSRS pension requires a Court Order Acceptable for Processing (COAP). This guide covers FERS formulas, CSRS formulas, survivor benefits, FEHB after divorce, disability retirement, and division calculations with examples.

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TSP9 min

Dividing the Thrift Savings Plan (TSP) in Military Divorce — Complete Guide

Dividing a TSP account in divorce requires a Retirement Benefits Court Order (RBCO), not a standard QDRO. This guide covers traditional vs. Roth TSP, tax treatment, loans, withdrawal rules, and common mistakes to avoid.

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VA Disability10 min

VA Disability and Divorce: What Veterans Need to Know — Complete Guide

VA disability compensation is generally NOT divisible as marital property. This guide explains the Mansell v. Mansell Supreme Court decision, CRDP vs. CRSC, how disability pay affects child support and alimony, and what veterans and spouses must know.

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Financial Planning12 min

Post-Divorce Financial Recovery for Veterans — Complete Guide

Divorce is a financial reset. This comprehensive guide walks veterans, service members, and federal employees through the essential steps of post-divorce financial recovery: beneficiary updates, estate planning, budgeting, credit rebuilding, benefits updates, retirement planning, and Social Security.

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Housing10 min

VA Home Loans and Housing After Divorce — Complete Guide

VA home loans introduce unique considerations in divorce: entitlement restoration, refinancing to remove a spouse, keeping vs. selling the marital home, capital gains exclusions, and post-divorce housing affordability. This guide covers it all.

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Child Support10 min

Child Support and Military Service: What Parents Need to Know

Child support in military divorce involves BAH, BAS, special pays, VA disability, deployments, and interstate enforcement (UIFSA). This guide covers income calculations, military-specific support rules, the SCRA, modifications, and real-world examples.

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Spousal Support9 min

Spousal Support (Alimony) in Military Divorce — Complete Guide

Spousal support (alimony) in military divorce involves unique factors including BAH, military retirement, VA disability, and post-2018 tax rules. This guide covers types of alimony, calculation factors, tax treatment, modification, and military-specific considerations.

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Military Retirement8 min

The 10/10 Rule in Military Divorce: What It Really Means

The 10/10 rule determines whether a former spouse can receive direct DFAS payments for military retired pay — but it does NOT determine whether they get a share. This guide explains the rule, calculations, the DFAS process, and how it differs from the 20/20/20 rule.

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Video Library

Watch & Learn

Educational videos on military retirement, VA disability, TSP division, and more — presented by veteran divorce financial experts.

Interactive Financial Tools

Military retirement division, TSP planning, FERS estimators, housing affordability, support calculators, and more.

Explore Calculators

Downloadable Resources

Workbooks, checklists, asset inventory worksheets, budget planners, and post-divorce action plans.

Browse Resources

Glossary

Military & legal terms defined

FAQ

Most asked questions answered

DIY Filing Generator

State-specific packet builder

Our Mission

"Protect Your Benefits. Protect Your Retirement. Protect Your Next Chapter."

We exist to be the most trusted online source for financial education related to divorce for veterans and military families — empowering you with knowledge, tools, and expert guidance at every stage.

Educational purposes only. Not legal advice. Not tax advice. Results vary based on individual circumstances. Please consult qualified legal and financial professionals regarding your situation.

Your Next Mission

Take command of your financial future today.

Whether you served or stood beside someone who did, begin with the free, confidential assessment — or speak directly with a Veteran divorce financial strategist who understands what's at stake.

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The Veteran Divorce Financial Library.

Explore by Topic

Military Retirement Division

VA Disability & Divorce

Federal Employee Retirement (FERS & CSRS)

Thrift Savings Plan (TSP)

Housing & VA Home Loans

Child & Spousal Support

Property & Debt Division

Taxes After Divorce

State-by-State Divorce Guides

Post-Divorce Financial Recovery

Divorce Process & Timelines

Checklists & Worksheets

Latest from the Library

Top 5 Military Divorce Mistakes That Cost Veterans Thousands

BAH and Divorce: What Service Members Need to Know

Understanding USFSPA: How Military Retirement Is Divided in Divorce — Complete Guide

Survivor Benefit Plan (SBP) After Divorce — Complete Guide

FERS & CSRS Pension Division in Federal Employee Divorce — Complete Guide

Dividing the Thrift Savings Plan (TSP) in Military Divorce — Complete Guide

VA Disability and Divorce: What Veterans Need to Know — Complete Guide

Post-Divorce Financial Recovery for Veterans — Complete Guide

VA Home Loans and Housing After Divorce — Complete Guide

Child Support and Military Service: What Parents Need to Know

Spousal Support (Alimony) in Military Divorce — Complete Guide

The 10/10 Rule in Military Divorce: What It Really Means

Watch & Learn

USFSPA & Military Retirement Division

VA Disability in Divorce: What You Need to Know

Dividing Your TSP in Divorce

SBP Elections for Former Spouses

FERS Pension Division in Federal Divorce

Rebuilding Credit After Divorce

Interactive Financial Tools

Downloadable Resources

Take command of your financial future today.