Retirement & Divorce
What Happens to Your Retirement After Divorce?
Dividing a retirement isn't a single transaction — it's a reset of a decades-long income plan. Blueprint models how the division plays out across the years you'll actually live it.
Model the Division
A divided retirement has to last a full lifetime.
Retirement assets are often the largest pool of marital wealth — and the hardest to split well. Blueprint helps you model the long-term consequences of a division order across TSP, 401(k), pensions, military and federal retirement, Social Security, and survivor income.
What Blueprint Models
The retirement questions a division raises
TSP & 401(k) Division
Model how a division order affects your account balance, growth, and future withdrawals.
Military Retirement
Project military retired pay under the applicable division rules and survivor benefit elections.
Federal Retirement (FERS / CSRS)
Analyze the survivor annuity, FERS supplement, and retirement timing implications of a split.
Pensions
Compare a present-value offset against a future-stream division under different assumptions.
Social Security
Understand spouse and survivor benefit eligibility and how it shifts after divorce.
Survivor Income
Model whether survivor income survives the division — and what it means for long-term security.
Withdrawal Sustainability
Stress-test whether your post-divorce withdrawal rate holds across decades.
Longevity
Plan for a retirement that may need to last 30 years or more on a divided asset base.
Educational purposes only. Not legal advice. Not tax advice. Results vary based on individual circumstances. Please consult qualified legal and financial professionals regarding your situation.
Your Next Step
Model My Retirement Scenarios
See how a proposed division holds up across decades before you agree to it.
Educational purposes only. Not legal advice. Not tax advice. Results vary based on individual circumstances. Please consult qualified legal and financial professionals regarding your situation.