The Archive
The Veteran Divorce Resource Center.
Articles, guides, checklists, and worksheets — building the most complete Veteran divorce financial library online.
Military Retirement
Case Study: Protecting a 20-Year Navy Pension Under the USFSPA 10/10 Rule
A 20-year Navy marriage met the USFSPA 10/10 threshold, entitling the former spouse to direct DFAS payments. We modeled the coverture fraction, negotiated a fair division that preserved the member's retirement cash flow, and coordinated SBP coverage to protect the former spouse's survivor benefit.
VA Benefits
Case Study: Shielding VA Disability Income in a Contested Divorce
A veteran with a 70% disability rating faced demands that his tax-free VA disability income be treated as divisible marital property. We provided the legal-financial analysis confirming VA disability is not divisible, modeled the impact on support calculations, and helped the attorney frame the offset correctly.
Federal Retirement
Case Study: FERS Pension and TSP Division for a Federal Employee Divorce
A federal employee with 18 years of FERS service and a substantial TSP balance needed a clean division strategy. We structured the TSP RBCO process, calculated the marital portion of the FERS annuity, and coordinated with the attorney on the Court Order Acceptable for Processing.
SBP
Case Study: SBP Survivor Benefit Election for a Former Military Spouse
A military spouse in a 15-year marriage needed former-spouse SBP coverage secured before the divorce finalized. We navigated the irrevocable election requirements, coordinated with DFAS, and ensured the decree language was airtight to prevent future revocation.
Housing
Case Study: VA Loan Entitlement Restoration and Home Buyout After Divorce
A veteran wanted to keep the marital home with a VA loan but needed to restore his entitlement for a future purchase. We analyzed the loan assumption vs. refinance options, calculated the remaining entitlement, and structured a buyout that preserved both parties' housing stability.
Military Retirement
Case Study: CRDP vs. CRSC Election for a Retired Disabled Veteran
A retired veteran with a 100% disability rating needed to choose between CRDP and CRSC. We modeled the tax implications of each path, analyzed the impact on divisible retired pay, and coordinated with the attorney to ensure the election aligned with the settlement strategy.
Military Retirement
The Military Divorce Financial Checklist
A comprehensive checklist of financial documents, benefits, and decisions to prepare before your military divorce.
Military Retirement
Understanding the 10/10 Rule
What the 10/10 rule really means for direct pension payments from DFAS — and the myths surrounding it.
VA Benefits
VA Disability & Divorce: What's Protected
A plain-language guide to how VA disability compensation is treated in divorce.
TSP
TSP Division Worksheet
Model how a Thrift Savings Plan division could affect your long-term retirement balance.
SBP
Survivor Benefit Plan Decision Guide
Weigh the costs and protections of electing SBP coverage for a former spouse.
Housing
Housing & VA Loan Entitlement After Divorce
Should you keep the home, sell, or refinance? How VA loan entitlement factors in.
Credit
Rebuilding Credit After Divorce
Step-by-step actions to protect and rebuild your credit through and after divorce.
Budgeting
Post-Divorce Budget Blueprint
Build a realistic single-income budget that accounts for military and federal income streams.
Federal Retirement
FERS & CSRS Division Explained
How the COAP divides federal pensions and what language to watch for.
TRICARE
TRICARE Coverage After Divorce
Understand the 20/20/20 rule and your health coverage options after divorce.
GI Bill
Transferring the GI Bill: Divorce Considerations
What happens to transferred GI Bill benefits when a marriage ends.
Taxes
Tax Considerations in Military Divorce
Key tax implications of asset division, support, and retirement transfers.
Your Next Mission
Take command of your financial future today.
Whether you served or stood beside someone who did, begin with the free, confidential assessment — or speak directly with a Veteran divorce financial strategist who understands what's at stake.